Account Takeover

Account takeover, where existing accounts are accessed and exploited by wrongdoers, has become a popular fraud technique. With the multitude of phishing schemes and data breaches, passwords are becoming antiquated as they are no longer providing adequate security.

Precognitive’s deep levels of device, behavior, and biometric data aggregation combine to deliver a context-aware, real-time defensive front. Precognitive’s future-forward, emerging technology provides passive multi-factor authentication to outmaneuver and outpace fraudsters, beating them at their own game through constant innovation.

How It Works:

Adaptive-ID

Precognitive’s Adaptive-ID provides rich device intelligence and cross-device capabilities to link known devices to specific users. It also detects high risk IP addresses and existing malware while accessing device risk/trust scores. This process arms you with the intelligence to prevent accounts from being compromised.

Adaptive-ID supports hardening of devices, an advanced validation method that is extremely difficult to forge.  By placing covert bits of data on a device and gathering its unique characteristics, the technology creates a puzzle-like challenge which the device needs to solve. The device will only validate if all the puzzle pieces match.

To add another layer of defense, Adaptive-ID combines behavioral data with user biometrics data, which is collected and analyzed against a known user’s typical behavior and biometric signature, such as mouse and typing speed.

Precog-BA

The device intelligence data is coupled with deep behavioral analytics, building a robust profile to understand unique user patterns. Precog-BA captures intent and interaction signals across user visits to provide visibility of the entire journey, be it over one day or one month. Each user’s behavioral and biometric signals create distinguishable patterns, which identify them as legitimate logins. These patterns are difficult and time prohibitive for fraudsters to spoof, script, or mimic.

Precog-BA

The device intelligence data is coupled with deep behavioral analytics, building a robust profile to understand unique user patterns. Precog-BA captures intent and interaction signals across user visits to provide visibility of the entire journey, be it over one day or one month. Each user’s behavioral and biometric signals create distinguishable patterns, which identify them as legitimate logins. These patterns are difficult and time prohibitive for fraudsters to spoof, script, or mimic.

Decision-AI

This set of data provides Decision-AI and/or your internal system with the comprehensive information necessary to determine good versus bad logins in real-time.

The decision engine’s hybrid rules and machine learning engine consumes the information entered by the user with the device and creates a behavioral profile to provide highly accurate decisions in real-time

Features & Benefits

  • Reduce manual intervention while raising the accuracy of your fraud detection and prevention.
  • Understand in real-time: friend or fraud?
  • Prevent breaches before they happen with Passive Multi-factor authentication.

  • Enable easy login for loyal customers on all their devices.
  • Detect malevolent behavior to keep your customers’ accounts safe.
  • See and react to attacks in real-time, with built-in webhook notifications.

Features & Benefits

  • Reduce manual intervention while raising the accuracy of your fraud detection and prevention.
  • Understand in real-time: friend or fraud?
  • Enable easy login for loyal customers on all their devices.
  • Detect malevolent behavior to keep your customers’ accounts safe.
  • Prevent breaches before they happen, with Passive Multi-factor authentication
  • See and react to attacks in real-time, with built-in webhook notifications.

Already using another solution?

Add any of our technologies to help increase accuracy and fill in any gaps in your existing solution.

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